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Great Summertime Home Maintenance Tips

Springtime is here, and before you know it Summer will be here as well. With the warmer weather about to hit us in full force, it’s important that our homes are able to withstand the changes that come with it. Keeping up with home maintenance is always a good thing, but there are certain things you should do to make sure your house is in tip-top shape depending on the time of year and where you’re located. With summertime so close, let’s take a look at a few great summertime home maintenance tips.

 

Stop The Bugs!

Summertime means spending more time outside, which means you’ll want to keep your yard free of those pesky insects. One simple way to keep them away is to spray around the perimeter of your yard and your home. You can also use a combination of bug spray and door and window treatments to keep them away. Since so many pests tend to wake up in the summertime, you may want to consider recaulking your doors and windows to make sure the bugs don’t get into your home as well.

 

Power Wash Time!

One of the easiest things to do during your summertime home maintenance is using a pressure washer to clean areas such as your driveway, patio, or deck. After giving these areas a full inspection, you can then wash away all of the dirt and grime that have accumulated over the past year. You can rent a pressure washer for around $40 a day at a local home improvement store if you don’t own one.

 

Prep The Grill

Before you start preparing your grill for the summer season, you’ll want to make sure it’s sanitary after a year of just sitting around. For gas grills, you can heat it up for around 20 minutes and then scrub the outer surface with a grill brush. For charcoal grills, you can use a bucket of hot water and a sponge to get rid of any debris that’s blocking the hoses. Also, make sure that the grill is placed away from any flammable objects.

 

Wash Windows and Replace Screens

Getting your windows cleaned isn’t enough if you don’t also wash their screens. To get the job done, remove the old screens and use hot water to scrub them.

If your screens are too dirty to be cleaned, you might want to replace them. While you’re at it, inspect your doors and windows to make sure they’re properly sealed. Doing so will keep the cool air in your home and keep the warm air out.

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Don’t Make these Mistakes as a New Homeowner

Moving into a new home is an exciting time, but it can also be stressful. There are so many things to do and decisions to make! But if you want your new house to feel like a true home, there are some mistakes that you should avoid. We’ve compiled this list of four mistakes that people often make when they’re first starting as homeowners:

Not getting to know the neighborhood

One of the best things about moving into a new home is getting to know your neighbors. But this can only happen if you take the time to get to know your neighborhood. Spend some time walking around and talking to people. Find out what kind of activities going on in the area, and see if there’s a neighborhood watch program or community garden that you can get involved in. The more connected you are to your neighborhood, the more comfortable you’ll feel living there.

Not decorating enough

It’s easy to want to just move all of your furniture in and call it a day, but unless you’re good at arranging furniture, your house is going to look pretty boring. Take the time to decorate your home in a way that reflects your personality. Hang pictures on the walls, put up some shelves, and buy some plants. Not only will it make your house more comfortable to live in, but it’ll also make it feel like home.

Not taking care of the basics

It’s easy to get caught up in the excitement of moving into a new home and forget about all of the basic upkeep that needs to be done. But if you want your home to last, you need to take care of the basics like painting, caulking, and repairing broken appliances. You don’t have to do all of this yourself, but it’s important to have a plan in place for who is going to do it and when.

Not getting organized

One of the best things about having your place is being able to finally organize all of your stuff the way you want. But this can only happen if you take the time to get organized right from the start. Create a system for everything and stick to it. This will make finding things a lot easier, and it’ll also help keep your home clean and clutter-free.

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What to Know About Buying a Foreclosed Home

As a prospective home buyer, you may wish to purchase a foreclosed home due to various reasons. You may want to shop on a budget or extend your real estate business portfolio. Regardless, you have to prepare for the things that lie ahead when buying such a home.

Fortunately, this guide looks the things to know about buying a foreclosed home:

Learn About the Foreclosure Categories

Foreclosures fall into two main categories, which are the judicial and non-judicial types. The judicial type occurs when a lending service files a court case against the borrower. The court will then rule in favor of the lending service and release the property for auction.

The non-judicial type occurs based on a specific property sale clause for failing to make up for payments. It does not require a court order.

Use Legitimate Platforms to Source Foreclosures

While you may have many options for finding suitable foreclosure deals, some are not legitimate. The list of options you can use include:

  • Use public records that are available in your state or county’s property database. However, this process requires lots of time and research as the records are immense.
  • Consult with a real estate agency or service. A reputable service often has insight into the best foreclosure properties you can buy.
  • A local bank website is also an excellent platform. Some banks facilitate foreclosures and then list the properties on their sites for auction.
  • You can use online platforms such as Auction.com, which lists countless properties across the country.

Your Finances and Preparedness

Before buying a foreclosed home, ensure you have the financial capability and preparedness to handle such a process. Details such as your Social Security Number (SSN), tax returns, and credit scores should be excellent.

Additionally, you also have to determine whether you have adequate funds to buy and develop the property. Ensuring that all these details are intact will smoothen the process of owning a foreclosed home.

Buying a foreclosed home seems like a tough call, but it’s also a lucrative venture when you have the correct information. Additionally, you also have to prepare well for buying such property, including details such as your credit score.

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Closing Costs When Buying a Home

Many individuals save for a down payment for their future home, but they might not be aware of the fact that this isn’t the only money that they need to have when they close on it. Most homeowners have to pay closing costs as well. Here’s a little bit more information about closing costs and some ways to lessen them.

What’s Included

Closing costs tend to be about 4% of the purchase price of a home. This amount can vary slightly. Closing costs tend to include things like origination fees associated with the loan, title insurance, attorney fees, and closing fees. For many sellers, the amount they have to pay in closing costs can equate to thousands of dollars. Buyers will receive an itemized list of their closing costs before their actual closing date. This will allow them to see how much each item is that they have to pay for. Fortunately, they may be able to get some help paying for their closing costs.

Getting Assistance

There are a few different ways that buyers can lessen the amount of money that they have to bring to the table during their closing. In some instances, sellers may actually pay the closing costs themselves. This is common for sellers whose house has been for sale for a long time. There also are a variety of grants available that may be used to pay for closing costs if certain requirements are met. Buyers might also be able to roll their closing costs into the loan of the home. While they still will have to pay all of the closing costs, they may end up being more affordable for those that are limited on cash as they can pay them over the life of the loan.

Buying a home can come with a lot of expenses before the buyer even gets the keys to the house. Fortunately, there are some ways that buyers can get assistance paying for closing costs. It’s best for buyers to be upfront with their realtor and mortgage broker about how much they can afford to pay upfront. They can use this information to help the buyer find a few different ways to make closing costs a little more affordable for them.

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Home Buying Tips for Millennials

Buying a home is hardly a priority for younger generations. Most millennials have other fun things to do in life, and buying a house is far-fetched. But, some are taking the first step in purchasing a home, which is recommended to do. For the millennials willing to take this bold investment more seriously, it is essential to have everything in order. It’s important to have guidance in making these huge decisions. Below are crucial home buying tips for millennials.

Pay off the student loans plus other loans

Student loans are challenging to this generation. A person’s accumulated loans will affect their chance to own a home. Millennials must first consider paying off these loans to realize other dreams. They need to know that most home selling companies and banks will need to review all the loans before offering any financial assistance.

Save money for the down payment

Saving is paramount when it comes to owning a house. Since most millennials do not have enough funds to own a home, they must start saving early. It is vital to have a savings plan that will work for them. Millennials should set realistic savings goals if they’re serious about buying a home, and if they’re uncertain about the right saving plans to take, it’s okay to seek assistance from financial experts.

Be competitive in the market

Once they settle the debts and have a good saving plan, the next thing is to be competitive in the market. It indicates that they ought to get into the house buying process. Seeking approvals from the bank for the homes you’re interested in is integral, and you shouldn’t waste time in making critical decisions about the intended house.

Start shopping for the house

At this point, millennials have to be honest with the kind of home they intend to own. While doing so, it is important to consider homes within their financial abilities.. It is good to see different mortgage plans from companies involved before taking any plan.

While buying a home can seem scary, it’s totally doable and worth your time and money. Be sure to seek out help from the appropriate sources, and you won’t regret it.

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